Terms of Use

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern ACA’s relationship with you in relation to this website.

The term “ACA," "Alliance of Cambridge Advisors, Inc.," or “us” or “we” refers to the owner of the website. The term “you” refers to the user or viewer of our website.

The content of the pages of this website is for your general information and use only.  It is subject to change without notice.  While we endeavor to keep the information up to date and correct, neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on this website for any particular purpose.  You acknowledge that such information and materials may contain inaccuracies or errors, and we expressly exclude liabiltiy for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable.  It is your responsibility to ensure that any products, services, or information meet your specific requirements.

This website contains material which is owned by us, except where noted.  This material includes, but is not limited to, the design, layout, look, appearance, and graphics.  Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknolwedged on the website.

Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

From time to time this website may also include links to other websites.  These links are provided for your convenience to provide further information.  They do not signify that we endorse the website(s).  We have no responsibility for the content of the linked website(s).

Your use of this website and any dispute arising out of such use is subject to laws of the State of Michigan.

Privacy Policy

ACA is committed to ensuring that your privacy is protected. To demonstrate that commitment, we provide this notice to explain our online information collection relating to our services.  This policy does not apply to the practices of companies linked to ACA's website.

What we collect

We may collect the following information:

• Name and contact information, including e-mail address
• Demographic information such as postal code, preferences, interests, and qualifications
• Other information relevant to customer surveys and/or offers

What we do with the information we gather

• Fulfill your requests for information
• Answer questions you submit
• Complete a requested transaction
• Internal record keeping
• Improve our products and services
• Periodically send you information about new services, special offers, or other information we think you may find interesting using the e-mail address which you have provided
• Customize our website according to your interests

We do not sell, distribute, or lease your personal information to third parties.  We comply fully with the CAN SPAM Act.

Information Tracking

ACA uses web software to track statistics about usage of our site.  We analyze this data for trends to determine how to better deliver useful information to our website visitors.  No personal information is collected in this tracking process.

Information Security and Access

We are committed to ensuring that your information is secure.  In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online.