ACA - Fee-Only Financial Planners Blog

ACA's blog contains a compilation of postings from ACA members on a wide variety of personal finance topics.

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• Investing 101 – Part 1 – Begin With The End in Mind

  February 19, 2012

  My first rule of good investing  comes from the well-known management consultant, Stephen Covey.  In his book, The Seven Habits of Highly Successful People, Stephen Covey urges us to “Begin With The End in Mind.”  This is his Habit #2.  It is and is based on imagination–the ability to ...

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• Are You Making This Mistake?

  February 15, 2012

  Technology is a wonderful thing…..when it works. We live in a highly technical society. We communicate differently than we did 10, 20, and 30 years ago. Skype, text, and social media seem to be the methods of choice for today’s tech savvy folks. My kids may never understand the sound ...

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• Is It Time to Panic Yet?

  February 11, 2012

  Some days it seems like our economy is improving, then you turn the page and major world problems (Mideast, Europe, Korea, etc.) are just getting worse. 

  
  

  So what if you are a baby-boomer (or older) and are starting to think that your retirement isn’t going to be as joyful as ...

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• California Probate Changes

  February 07, 2012

  Some good news for those of us who live in California and have to deal with the dreadful probate laws and expenses.  California is one of the most expensive probate states in the Union.

  
  

  Effective January 1, 2012 a beneficiary can collect up to $150,000 (formerly $100,000) as an heir ...

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• First Financial Steps for Widows and Widowers

  February 03, 2012

  If you are recently widowed, you probably don’t have the energy or the interest to take care of all the legal and financial issues that need to be dealt with. You may be emotionally exhausted from the loss of what really matters in your live.  It is probably difficult to ...

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• Renting vs. Buying

  January 30, 2012

  We have all been sold the "American Dream" which is to own our own home.  And while there are some great buying opportunities in the market right now coupled with ridiculously low interest rates, it may not make sense for you to buy but rather to rent.

  • If you have ...

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• Check your credit for free

  January 26, 2012

  It’s a new year and a good time to take advantage of a free service offered by the three major consumer credit reporting bureaus.

  
  

  Every 12 months, consumers are entitled to receive one free credit report each from Experian, Equifax and Trans Union. There is no fee for this service ...

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• 1099s Oh Joy!

  January 23, 2012

  Happy Happy Joy Joy….Happy Happy Joy Joy! Stick a hot poker in my eye, and you’ll understand my feelings about the reporting requirements for small business owners and the 1099. While I understand the concept and reasons for this reporting requirement, it’s simply a pain. Ok, I’ll get of my ...

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