ACA Blog

What's Your Financial GPA?

aca_admin — Thu, 17 May 2012 18:30:33 GMT

It's that time of year: graduation season. The invitations are rolling in, the students are stressed out and studying hard. Lots of late nights for many are occurring. What about you? If you're beyond the pressure of final exams and grade point averages, you might think you're in the clear. ...

Faith and Fiat Money

aca_admin — Sun, 13 May 2012 15:56:00 GMT

"Fiat Money" is commonly defined as money that has no intrinsic value and cannot be redeemed for specie or any commodity, but is made legal tender through government decree.

I have heard "Faith" defined as the belief in the experience of others.

This sums up our long-term economic dilemma. Since ...

Steps to Finding (and Purchasing) A New Home

aca_admin — Wed, 09 May 2012 15:48:00 GMT

This will be news to most of Kevin’s readers, but as a little background information: my husband accepted an appointment to a new job last summer, which happens to be 1100 miles and an entire climate away from his previous one in the humid, lush South (yes, that needs to ...

Masterful Thoughts

aca_admin — Tue, 01 May 2012 15:47:37 GMT

Nothing epitomizes spring more than the iconic tradition known as The Masters. Held in the quaint, southern town of Augusta, Georgia, The Masters symbolizes everything southern….hospitality second to none, a measured pace of life, and most of all: breathe taking beauty!

On April 8, 2012, at 8:10am, my wife and ...

What Most Advisors Will Not Tell You

aca_admin — Wed, 18 Apr 2012 22:58:00 GMT

Perception is not always reality. This is certainly true when it comes to financial planning. Many people feel that advisors are here to pull the reigns when spending gets out of control. Well, that is true in some cases (maybe all cases for some advisors), but for my practice it ...

Freaky Friday

aca_admin — Fri, 13 Apr 2012 21:48:00 GMT

Wow, what a day I have had today! It’s Friday the 13th folks, and I never considered myself superstitious until today. I left the house this morning to go and buy our dogs some food (because my lovely hubby forgot 2 days in a row, cough cough). So I jammed ...

Breaking up with your bank

aca_admin — Tue, 03 Apr 2012 02:13:00 GMT

Dear Bridget,

Although I like a good vampire movie, I don’t like it when I feel like my big bank has fangs in my neck. Between high fees, low interest earnings, and lousy service I am fed up. Don’t get me started on the way they game the political system ...

Financial Advisors' Hidden Conflicts of Interest

aca_admin — Sat, 24 Mar 2012 20:55:00 GMT

Fee-only financial advisers have long held themselves out as being more ethical than commissioned stockbrokers. Fee-only advisers claim to adhere to a fiduciary standard which requires them to act in the best interest of their clients, meaning they must set aside their personal interest and fully disclose all of their ...

A Penny Saved Is a Dollar Earned

aca_admin — Tue, 20 Mar 2012 20:53:11 GMT

And the countdown is on…April 15th is right around the corner. Some of you may have already filed your taxes, some getting ready to file, and others, well, let’s just say you are hiding behind your desk with your eyes closed wishing this day would never come.

Regardless of which ...